Your Business. Your Terms. Your Loan.
At Sound Capital, we understand that every real estate investor and builder has unique goals and challenges. That’s why our tailored loans are designed to meet you where you are and to help take you where you want to go.
Our fast, flexible capital will fund your projects on time, every time. You choose your next step, and we provide the financing to get you there.
Construction Loans
Best for builders ready to break ground on new projects without restrictive bank hurdles. From securing the right financing to managing timelines and costs, we’re here to support you through every phase of your new build so your project stays on track and on budget.
- Loan Limits: From $100K to $10M
- Loan to Cost (LTC, the percentage of project costs we’ll cover): Up to 85%
- Loan to Finished Value (LTV, the percentage of finished property value we’ll finance): Up to 70%
- Typical Loan Term: 12 to 24 months
- Property Types: Single-family residential, model or spec homes, low-rise multi-family, infill, teardown, subdivisions, finished lot bridge loans, no fully custom projects
- Key Features: Permits in hand, ready to build, funds move when you do
Completion Loans
Perfect for when your project runs long, your lender pulls back, or you need flexible funding to finish strong. Designed with your goals in mind, this financing allows you to complete your project at a pace and cost that works for you — even when timelines shift.
- Loan Limits: From $100K to $10M
- LTC: Up to 85%
- LTV: Up to 70%
- Typical Loan Term: 12 to 24 months
- Property Types: Single-family residential, model or spec homes, low-rise multi-family, infill, teardown, subdivisions, finished lot bridge loans
- Key Features: Switch midstream without losing momentum
Fix and Flip Loans
Ideal for investors who move fast and need funding that matches their pace. Once approval is given, the terms and rates remain fixed, allowing you to plan your next move with total confidence.
- Loan Limits: From $100K to $10M
- LTC: Up to 85%
- LTV: Up to 70%
- Typical Loan Term: 12 to 24 months
- Property Types: Rehab projects
- Key Features: Fast approvals to catch every hot deal
Our Relationships Speak
The reputation of our clients speaks volumes. Our average client has completed 237 builds, with some having built over 5,000 homes. These are builders who can get funds anywhere. Yet, they choose us again and again.

